Rate, APR, and Loan Assumptions
Loan Assumptions:
Disclosures. Fees & charges apply and may vary by product and State.
Subject to underwriting approval. Application required; not all
applicants will be approved. Full documentation & property insurance
required. Loan secured by a lien against your property.
Consolidating or refinancing debts may increase the time and/or the
finance charges/total loan amount needed to repay your debt. Taxes &
insurance extra. Terms, conditions & restrictions apply. Advertised
rate assumes: 30-year, fixed-rate, 1st lien, purchase mortgage on an
owner-occupied, single-family residence; loan amount of $165,000
($800,000 Jumbo);
loan-to-value ratio of 70%; credit score of 740; DTI of less than
45%; and monthly escrowing of taxes & insurance. For example, as of
03/10/2011, a $165,000 (800,000 Jumbo) loan amount financed at 4.75% (4.807% APR)
(Jumbo 4.300% / 3.707 APR) , 30%
down payment, would result in 360 monthly principal and interest
payments of $860.72 (Jumbo $3,958.98 principle and interest for 60
months, adjustable thereafter). Recent rate but rates, loan products & fees
subject to change without notice. Your rate and term may vary
depending on LTV, FICO Score, other factors. If
you do not lock in a rate when you apply, your rate at closing may
differ from the rate in effect when you applied. Important
information relating specifically to your loan will be contained in
the loan documents, which alone will establish your rights and
obligations under the loan plan. Call for details. Other closing costs apply including appraisal,
title insurance and related charges, property insurance, taxes,
survey, and escrow deposits.
To view all costs, please ask us for a
Good Faith Estimate.
Privacy Policy
We do not collect personal or business information on visitors
to our web pages unless you voluntarily choose to provide it.
We may collect non-personal
statistical information about visitors to our pages including page transitions,
page view, and/or content copying.
All private information you provide to us over the Internet is Encrypted on
our Secure Server for your protection.
This encryption is designed
to help prevent any unauthorized person from intercepting or reading private information you send us.
When you choose to do business with
us your personal
information is kept strictly confidential. Your personal information may
be shared with an investor or lender, settlement provider such as your closing
agent or attorney, and the insurance company or agent you select.
We do not share your
personal information with anyone that is not directly connected to the
processing and completion your mortgage loan.
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