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Loan Programs |
Advantages |
 |
|
Conforming, Super-Conforming, and Jumbo |
30 year fixed
30 year fixed i/o
20 year fixed
15 year fixed
10 year fixed |
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Monthly payments are fixed over the life
of the loan
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Interest rate does not change
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Protected if rates go up
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Conforming, Super-Conforming, and Jumbo |
7/1 ARM
5/1 ARM
3/1 ARM
Interest Only Options |
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Lower initial monthly payment
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Lower payment over a shorter period of
time
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Rates and payments may go down if rates
improve
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First Time Buyer Programs |
30 year fixed
30 year fixed i/o
20 year fixed
15 year fixed
10 year fixed |
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Low down payment
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Easier to qualify
|
|
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Federal VA |
30 year fixed
15 year fixed |
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No down payment
-
Easier to qualify
|
|
USDA Rural Housing |
30 year fixed
15 year fixed |
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No
down payment
-
Easier to qualify
|
|
Hard Equity Loans |
Various products
Please contact us |
-
65% LTV
-
Single
family 1 unit residence only
-
No income verification
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No asset verification
-
No
employment verification
-
Easy
to qualify
|
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