|
Loan Programs |
Advantages |
 |
|
Conforming, Super-Conforming, and Jumbo |
30 year fixed
30 year fixed i/o
20 year fixed
15 year fixed
10 year fixed |
-
Monthly payments are fixed over the life
of the loan
-
Interest rate does not change
-
Protected if rates go up
|
|
|
|
Conforming, Super-Conforming, and Jumbo |
7/1 ARM
5/1 ARM
3/1 ARM
Interest Only Options |
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Lower initial monthly payment
-
Lower payment over a shorter period of
time
-
Rates and payments may go down if rates
improve
|
|
|
|
Federal VA |
30 year fixed
15 year fixed |
-
No down payment
-
Easier to qualify
|
|
USDA Rural Housing |
30 year fixed
15 year fixed |
-
No
down payment
-
Easier to qualify
|
|
Hard Equity Loans |
Various products
Please contact us |
-
65% LTV
-
Single
family 1 unit residence only
-
No income verification
-
No asset verification
-
No
employment verification
-
Easy
to qualify
|
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